Refinance your mortgage.
Save money today.
Whether you want to consolidate debt, finance renovations, invest, or lower your monthly payments, I help you compare refinancing options with lenders suited to your situation.
Get your mortgage refinancing options
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Your information is confidential and will never be sold.
Why refinance now?
Refinancing can transform your personal finances. Here are the top reasons to act now.
Lower your interest rate
Even a 0.5% reduction can represent thousands of dollars in savings over the life of your loan.
Analyze my rate →Consolidate your debts
Bundle your high-interest debts (credit cards, loans) into a single, affordable monthly payment.
Consolidate my debts →Access your home equity
Use the equity built up in your home for renovations, investments, or major life projects.
Access my equity →Adjust your amortization period
Extend the period to lower monthly payments, or shorten it to pay off your mortgage faster.
Discuss my amortization →Switch loan type
Switch from variable to fixed rate (or vice versa) based on market conditions and your risk profile.
Compare my options →Add or remove a co-borrower
Separation, marriage, or family changes — refinancing lets you adapt your mortgage to your life.
Talk to Alex →A clear, fast, and personalized approach
A simple, fast process entirely managed by your broker.
Online request
Fill in the 2-minute form — no documents needed yet.
Personalized analysis
Your broker reviews your situation and compares offers from 20+ lenders.
Options presented to you
Receive the best offers and choose the one that suits you best.
What our clients say
Average rating: 4.9 / 5 — based on 312 Google reviews
Alex is an extremely effective mortgage broker! He took us on quickly and gave us the real facts. Thanks to him, after comparing with other institutions, he found us the best mortgage rate. The best service possible — available evenings and weekends, responding within 15 minutes. I 100% recommend Alex Legault at Multi-Prêts.
Exceptional service! Ultra-fast responses, professional and so attentive. You really feel supported from start to finish. More than satisfied — I recommend without the slightest hesitation!
Excellent service! Alex is very efficient, proactive and responds quickly to our questions. He made sure the process went smoothly. Very satisfied!
Excellent service from start to finish! Our mortgage broker was super available, professional and attentive to our needs. He took the time to explain everything clearly and truly reassured us at every step. Thanks to him, our project came together with complete confidence. Thank you!
The best! Professional and competent, I recommend him to everyone! Thank you again, Alex!
Remarkably efficient! Impeccable service and professionalism. I would not hesitate for a second to use his services again.
Frequently asked questions
Q. Is refinancing free?
Our brokerage service is completely free for you. We are compensated directly by lenders upon closing, which means there are no hidden fees.
Q. Does refinancing affect my credit score?
A credit check may slightly lower your score temporarily, but the impact is minimal and typically recovered within a few months. In the long run, a better rate improves your financial health.
Q. How long does the process take?
From analysis to signing, refinancing typically takes 2 to 4 weeks. In some cases, we can expedite the process for urgent files.
Q. Can I refinance if my mortgage isn't up for renewal yet?
Yes, it is possible to refinance before the end of the term, but prepayment penalties may apply. We calculate whether the savings justify these penalties.
Request a free review of your mortgage refinance
Get your free personalized analysis today. No commitment, no fees.
Service available to homeowners in Québec. AMF-certified broker.